• Member Owned
  • Not For Profit
  • Ethical Co-operative
  • Community Focused

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What We Do

1st Alliance Community Bank is a credit union covering the West of Scotland.

A credit union is a group of people who save together and lend to each other at a fair and reasonable rate of interest. 1st Alliance Community Bank offers members the chance to take control over their own finances by making their own savings work for them. Every Credit Union is owned by the members – the people who save & borrow with it - people like you.

We provide many facilities to our members including savings, low loan rates, standing orders and online facilities.

If you're not a member already, why not think about joining today?

Membership Benefits

  • Friendly, Personal Service
  • Member, Not a Customer
  • Tailored Loans
  • Free Death Benefit*
  • *for saving members
  • Open Monday to Friday
  • Online Services
  • And Much More
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APR 11.00%

APR 11.00%

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∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Annual Membership Fee

 11 September 2024

The annual membership fee has not been taken. The £10 was deducted from accounts on 2nd September 2024.

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August Bank Holiday

19 August 2024

We will be closed Monday 26th August for the Bank Holiday. Reopen 9:30am Tuesday 27th Any loan queries and transfer [...]

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Engage fee changes

1 August 2024

Changes to Engage fees as  24th September 2024 Dear Member As you are aware Engage will introduce a new fee structure [...]

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What our Members say

We aim to provide a courteous, fair & efficient service to you, our members. We’re very proud of your positive feedback.

Credit Union Member
Member Ayrshire
" Excellent service, very experienced staff who provided a seamless process. Was made to feel valued. "
Credit Union Member
Member Ayrshire
" I'm very impressed as the process was so easy and the loan was much needed. "
Credit Union Member
Member Ayrshire
" It was a friend who got me into 1st Alliance, and I truly wish I had done it years before. It's truly fantastic, the staff are so helpful. In fact, everything about it is superb. "
Credit Union Member
Member Ayrshire
" Staff deal with any enquiry I have and are polite and explain everything fully so I know where we all stand during the loan process. No stress. "
Credit Union Member
Member Ayrshire
" I am dyslexic and for me I find things hard to do especially online but the staff at 1st Alliance are very helpful and do all they can to ensure my needs are met. "
Credit Union Member
Member Ayrshire
" I have been with them for couple of years now and always been very nice to me and very friendly always happy to help, best ever "
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