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Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

Weekly

Total

Interest

Fortnightly

Total

Interest

Monthly

Total

Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You
1

Outgoings

  • 3 months bank statements (most recent)
  • Employed - 2 recent pay slips
  • Self-employed - Most recent set of accounts and latest tax returns OR Notice of self-assessment
2

Proof of Income

  • Employed - 2 recent pay slips
  • Self-employed - Most recent set of accounts and latest tax returns OR Notice of self-assessment
3

Identification

  • Photo ID – Drivers License/Passport
  • Proof of Address – Utility Bill/Bank Statement dated within the last 3 months
Lending criteria

Terms

  • Loans range from £500 - £15,000.

Ability to Repay

  • It is our responsibility to all members to ensure that we only lend members’ money to other members when it has been established that there is an ability to repay the loan. A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.
How to apply

How To Apply

If you are an existing registered member, you can make a full application online. Alternatively, you can come in to any of our offices or call us and we can discuss your needs and proceed with your loan application.

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Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with 1st Alliance Community Bank contact us today.

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